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Privacy Policy — Snowball
Last updated: May 23, 2026
This policy applies specifically to Snowball. For product help or purchase questions, use Snowball Support.
1. Overview
Snowball ("the App") is operated by Raphael Momanyi ("we", "us"). This policy explains how debt planning records and related information are handled when you use the App.
2. Information you enter
The App allows you to enter debt balances, APRs, minimum payments, due dates, notes, payment logs, and payoff preferences so it can generate and maintain your payoff options.
3. Local-first storage
Debt records, payment logs, reminder preferences, and planning settings are stored locally on your device by default. The core payoff workflow is designed to work without a required account.
4. No required bank connection
Snowball is designed around manual entry. We do not require external bank account linking to create or maintain a payoff options.
5. Purchases
If you purchase or restore purchase option access, Apple processes the transaction through StoreKit. We do not collect or store payment card details directly.
6. Notifications and exports
Reminder notifications are only sent if you enable them. Any CSV, PDF, or other export is generated when you request it and shared only through destinations you choose.
7. No financial advice
Snowball helps organize debt payoff information and compare strategies, but it does not provide personalized financial, legal, tax, or credit counseling advice.
8. Contact
For privacy-related questions, contact us at support@socialreporthq.com.