Everything you need in Payday
Payday is a zero-based paycheck planner for people who budget around real paydays, recurring bills, and everyday spending. Build a options for each paycheck, track what is already covered, and move forward with a calmer safe-to-spend number.
Feature research stays connected to the main app page, support route, and legal pages so visitors do not hit a dead end after landing here.
Navigate Payday
Move between the main app page, support, features, and legal pages without backing out to the main directory.
Paycheck-first planning
Build one options at a time around the money that is actually arriving instead of relying on a recurring budget that drifts out of sync.
Allocation categories
Split each paycheck across bills, savings, groceries, transport, and custom categories with a focused editing flow.
Safe-to-spend clarity
See what is left after allocations, mapped bills, and your cushion threshold so spending decisions stay grounded.
Timeline and calendar views
Review past, current, and upcoming paychecks with a cleaner history of how each options fits your real schedule.
PDF and CSV exports
Generate clean options exports when you want a shareable summary or a broader view of your paycheck history.
Private local-first storage
Core paycheck options, bills, and settings stay on-device, without requiring a bank connection or a mandatory account.
How it works
Add a paycheck and your basics
Start with a net paycheck amount, expected payday, and the bills or categories that matter first.
Allocate before spending starts
Assign money to your priorities, check what remains unallocated, and see which bills are already covered.
Review, adjust, and export
Use the timeline, calendar, and options views to stay ahead of the next paycheck and export summaries when you need them.