Navigate COI Shield
Move between the main app page, support, features, and legal pages without backing out to the main directory.
Terms of Use — COI Shield
Last updated: May 23, 2026
These terms apply specifically to COI Shield. For privacy handling details, review the Privacy Policy or use the support page if you need product help.
1. Acceptance
By downloading or using COI Shield, you agree to these Terms. If you do not agree, do not use the App.
2. Operator
The App is operated by Raphael Momanyi.
3. Purpose and limits
COI Shield provides certificate tracking and documentation workflows. It does not provide legal, insurance, or regulatory advice.
4. No compliance guarantee
Use of the App does not guarantee policy sufficiency, regulatory compliance, or coverage outcomes for any project or vendor.
5. User responsibility
You are responsible for verifying requirements, endorsements, and policy details with brokers, carriers, legal counsel, or contracting parties.
6. Purchases
In-app purchases are processed by Apple via StoreKit. Billing and refund terms follow Apple policies.
7. Availability
We may update or discontinue features and do not guarantee uninterrupted availability.
8. Limitation of liability
The App is provided "as is". To the maximum extent permitted by law, Raphael Momanyi is not liable for indirect or consequential damages.
9. Privacy
Please review our Privacy Policy to learn how information is handled.
10. Contact
Questions about these Terms? Contact us at support@coishield.app.