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Features

Everything you need in ChamaBook

ChamaBook is a treasurer management app for Kenyan chama savings groups. Log contributions, track withdrawals, reconcile M-Pesa and bank activity, and export clean monthly statements your members can trust.

Member contribution ledger

Track each member's contributions by date, amount, and payment channel.

M-Pesa and bank reconciliation

Match contributions and withdrawals against statements so balances stay accurate.

Transparent withdrawal approvals

Record purpose, approvers, and payout details for each group withdrawal.

Monthly statements and exports

Generate clear summaries in PDF for meetings, audits, and year-end review.

Member status clarity

See who is current, late, or pending at a glance before each meeting.

Offline-first with local data

Core workflows run on-device so you can update records even with poor connectivity.

How it works

Set up your chama

Add members, contribution schedule, and your default payment channels.

Log money movement

Record each contribution, withdrawal, penalty, and adjustment as it happens.

Close month with confidence

Reconcile balances and export a statement your members can review and trust.